Insurance Home Maintenance Requirements: What You Can’t Ignore
Understand the home maintenance requirements…
March 24, 2026
Understand strata maintenance responsibilities in Perth. A clear guide to who pays for what under WA's Strata Titles Act for lot owners and strata companies.
Strata living in Perth has grown significantly over the past two decades, with the WA planning framework encouraging higher-density development across established suburbs like Subiaco, Claremont, Rivervale, and Victoria Park. According to Landgate data, there are over 80,000 strata-titled lots in Western Australia, and the number continues to grow as infill development reshapes suburbs across the metro area.
With strata ownership comes a unique set of maintenance responsibilities governed by the Strata Titles Act 1985 (WA) and its subsequent amendments, including the significant reforms introduced through the Strata Titles Amendment Act 2018. Understanding who is responsible for what — the lot owner, the strata company, or a shared obligation — is essential for both maintaining your property and avoiding disputes with neighbours and the strata council.
The general principle is straightforward: lot owners maintain everything within their lot boundary, and the strata company maintains common property. However, the practical application creates confusion, particularly around building elements that serve both individual lots and the common areas.
| Maintenance Item | Lot Owner | Strata Company | Notes |
|---|---|---|---|
| Internal walls, floors, ceilings | Yes | No | Within the lot boundary as per the strata plan |
| Exterior walls (structural) | No | Yes | Part of the building’s common property |
| Windows and doors (lot entry) | Yes | No | Unless the strata scheme’s by-laws state otherwise |
| Roof structure and covering | No | Yes | Common property regardless of which lot is below |
| Gutters and downpipes | No | Yes | Part of the building’s common drainage system |
| Plumbing — within lot | Yes | No | From the lot’s isolation valve inward |
| Plumbing — common pipes | No | Yes | Main supply and sewer lines serving multiple lots |
| Lot courtyard or balcony | Yes (surface) | Yes (waterproof membrane) | Shared responsibility — a common dispute area |
| Common area painting | No | Yes | Stairwells, corridors, external facades |
| Car park structure | No | Yes | Common property; individual bays may be exclusive use |
| Gardens — common areas | No | Yes | Managed through strata levies |
| Gardens — exclusive use courtyards | Yes | No | Unless by-laws allocate differently |
Under the reformed Strata Titles Act, strata companies in WA with ten or more lots are required to prepare a 10-year maintenance plan. This plan must identify all common property requiring maintenance, estimate the cost and timing of works, and inform the reserve fund contribution required from lot owners through their quarterly levies.
This is a significant obligation that many smaller strata schemes in Perth still struggle with. A well-prepared maintenance plan prevents the painful scenario of a special levy — where lot owners receive an unexpected bill for thousands of dollars to fund deferred maintenance. Common triggers for special levies include major painting programmes for building exteriors, roof replacements, and gutter and downpipe renewals that should have been budgeted for through regular contributions.
Repainting a strata building’s exterior is one of the largest maintenance expenses a strata company faces. Perth’s UV conditions mean exterior paint on north and west-facing walls may degrade in as little as five to seven years. A well-planned exterior painting programme budgeted through the reserve fund avoids the need for a special levy and keeps the building presentable — which directly affects individual lot values.
Balcony waterproofing failures are one of the most contentious maintenance issues in Perth strata schemes. The membrane is typically common property (maintained by the strata company), but the tiles and surface finish are the lot owner’s responsibility. When a membrane fails and water penetrates into the lot below, determining liability and coordinating repairs requires careful reference to the strata plan and by-laws.
Multi-storey strata buildings in Perth require regular gutter cleaning and roof inspections, but access is often more complex than for standalone homes. Scaffolding, elevated work platforms, or rope access may be required, adding significantly to the cost. Scheduling this work annually before Perth’s winter wet season should be a standard item in every strata company’s maintenance calendar.
When disputes arise about who should pay for maintenance, the first reference point is always the strata plan (which defines lot boundaries) and the scheme’s by-laws. If these don’t resolve the issue, SAT (State Administrative Tribunal) can make binding orders. Common disputes include responsibility for shared walls between lots, damage caused by common property failures (such as a leaking common pipe damaging a lot owner’s flooring), and the adequacy of the strata company’s maintenance response times.
For strata companies looking for a reliable maintenance partner, working with a company that understands both the technical requirements and the strata governance framework ensures works are properly scoped, competitively quoted, and compliant with the strata company’s obligations. A detailed maintenance quote should reference the specific common property items being addressed and align with the 10-year maintenance plan.

James Officer
James Officer, has been renovating homes for more than 20 years. Over a decade ago, James founded Perth Property Improver with a clear vision — to create a reliable, professional service where homeowners could feel confident that their project was in safe hands. Over the years, he has built strong relationships with trusted local contractors, carefully weeding out the average from the excellent, so only the most skilled, dependable tradespeople work on your home.
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